Co-Founder & CTO · 72 Street AI · CISO

Securing the future of intelligent finance.

Two decades architecting enterprise cybersecurity and technology ecosystems for India's leading financial institutions. Now building institutional-grade trust into AI-powered markets.

Cybersecurity AI Governance Enterprise Architecture Risk & Compliance Digital Trust
Experience
20+
Years in enterprise tech
Reach
19K+
LinkedIn followers
Ranking
Top100
CISOs globally
Impact
6
BFSI institutions led
Fal Ghancha - CTO & CISO
Fal Ghancha
CTO · CISO · Mumbai
Venture
72 Street AI
Role
CTO + CISO
Based
Mumbai, India
Scroll to explore
→ Trusted institutions

Two decades across India's BFSI leadership

→ About me

A rare combination of CTO, CISO & strategic architect.

Fal Ghancha, Co-Founder and Chief Technology Officer at 72 Street AI. He is a technology and cybersecurity expert with more than 20 years of experience in IT, enterprise security, and digital transformation.

01
Head of Technology and Chief Information Security Officer Jio BlackRock Asset Management
02
Chief Information Security Officer DSP Mutual Fund
03
Chief Information Security Officer Aegon Life Insurance
04
Business Information Security Officer Nippon India Mutual Fund
→ Engagement method 01 / 05
01Discover
02Assess
03Design
04Govern
05Scale
02 · Why partner with me

Four principles behind every engagement.

01

Business-first thinking

Technology decisions support business outcomes. Security frameworks accelerate growth — they don't hinder it.

Strategy
02

Security by design

Protection built in from day one — not bolted on after. Resilience that regulators and boards can trust.

Architecture
03

Human-centered systems

Technology scales better when governance and human oversight scale alongside it — especially for AI.

Governance
04

Long-term architecture

Design for resilience, not just speed. Systems built to adapt to tomorrow's threats and regulatory landscapes.

Resilience
03 · Core expertise

Where I deliver impact.

Six specialized capabilities shaped by two decades of leadership at the intersection of technology, security, and finance.

01— of 06

Technology Leadership

CTO and CISO advisory for organizations navigating complex tech decisions, team building, and governance models.

  • Enterprise Technology Strategy
  • Digital Transformation Leadership
  • Secure & Scalable Technology Ecosystems
Leadership
02— of 06

AI Governance

Responsible AI deployment with explainability, retraining procedures, and human-in-the-loop oversight.

  • Model risk management frameworks
  • Explainability & bias monitoring
  • Human-in-the-loop guardrails
Emerging
03— of 06

Enterprise Architecture

Scalable, future-ready ecosystems that balance innovation with governance, resilience, and business alignment.

  • Cloud-native platform design
  • API-first integration patterns
  • Resilience & disaster-recovery planning
Systems
04— of 06

Digital Transformation

End-to-end programs that modernize legacy systems, unlock operational efficiency, and position for the next decade.

  • Legacy modernization roadmaps
  • Cloud migration strategy & execution
  • Process automation at scale
Transformation
05— of 06

Risk & Compliance

Regulatory compliance across SEBI, RBI, and global frameworks. Audit-ready programs that satisfy boards and regulators.

  • SEBI / RBI / IRDAI compliance posture
  • Audit-readiness & evidence pipelines
  • Board-level risk reporting
Compliance
06— of 06

Cybersecurity Strategy

Enterprise-grade security architecture, program design, and risk frameworks for complex financial institutions.

  • Security operations center design & uplift
  • Zero-trust architecture roadmaps
  • Threat modeling for regulated workloads
Foundation
05 · Capabilities

Skills & technology depth.

Filter by area. Hover any chip to see the family it belongs to light up.

Enterprise Architecture
Technology Strategy
Digital Transformation
Executive Leadership
Governance Models
Cybersecurity Architecture
Information Security
Risk Management
SEBI / RBI / IRDAI
Security Operations
Incident Response
Artificial Intelligence
AI Governance
Responsible AI
Human-in-the-loop
Cloud Strategy
FinTech & BFSI
Asset Management
Data Governance
Process Transformation